| Product | Description | Target Client | Funding Amount | Industries |
|---|---|---|---|---|
| Asset Based Lending (ABL) | Lending (or account purchases) tied to amount of eligible assets, including accounts receivable, inventory and equipment | Small to mid-size businesses that do not qualify for bank lines or are growing too fast for a bank line to be adequate to fund growth; annual revenues from $2 million to $25 million | Typical size of line from $1 million to over $10 million | All Industries |
| Factoring | Purchase of commercial or governmental invoices at a discount; Accelerates Client’s receipt of cash for redeployment into business | Small to mid-size businesses that may lack adequate capital; can be early stage; annual revenues of $500,000 to over $10 million | Typical size of line from $50,000 to over $10 million | All Industries (Construction & Healthcare provided by partnering companies) |
| QuickPay | Specialized accounts payable platform administered by Liquid Capital; may be coupled with an ABL Line or Factoring Line for Client, but Client may have own funding; used to provide a “quick payment” to contractors and vendors at a discount | Revenues of $15 million to over $250 million | Minimum monthly payables from $1 million | Targeted Industries include: Transportation and Logistics; Construction; Property Management; Environmental; Medical Waste Disposal; & other businesses using contractors and |
| Supply Chain Payment Program (SCPay) | Accounts payable platform providing early payments to vendors at a discount; funded by Client or Liquid Capital (Client’s choice); applies to all types of vendors | Larger companies, governments and institutions with supply chains of $25 million to over $1 billion | Minimum monthly payables from $1 million to over $25 million | All Industries |
| Purchase Finance Program (PFP) | Inventory finance for bankable companies; Liquid Capital purchases required inventory from Client’s preferred vendor paying cash; Liquid Capital extends terms to Client for repayment of up to 90 Days; Client’s bank line is a source of repayment; Bank not asked to subordinate security interest in inventory; applies to all types of inventory | Annual revenues of $2 million to over $25 million | Typical purchase activity of $25,000 to over $500,000 per month | All Industries |
| Purchase Order Finance (PO) | Funding for the production of product by third party manufacturers; product must be pre-sold; Producer can be domestic or foreign | Small to mid-size companies with large purchase orders; typical client may have annual revenues of $500,000 to $25 million | Typical size of line from $1 million to over $10 million | All Industries that sell a product to be produced against a purchase order |
| Export Finance | ABL Lines or Factoring Lines to fund the export sales; foreign accounts receivable of a business are often excluded by Banks from borrowing formulas; Liquid Capital funds foreign sales that is credit insured; Liquid Capital has own credit insurance policy | Annual revenues of $2 million to over $25 million | Typical size of line from $50,000 to over $10 million | All Industries |
| Equipment Leasing | Equipment finance in the form of leasing and financing; applies to new and used equipment and the refinance of existing equipment; A, B and C credit profiles accepted | Annual revenues of $500,000 to over $250 million | Typically from $5,000 to over $5 million | All Industries |
| Cash Advances | Cash advances based on future revenues of a business; advance is unsecured and is payable over a six to twelve month period | Small businesses that may lack adequate capital; can be early stage; annual revenues of $500,000 to over $10 million | Typical advance from $25,000 to up to $500,000 | All Industries, including retail and service industries |
Business Finance Application Form
Our Clients
To secure funding from banks and other traditional sources can be a long and frustrating process. With credit markets being as tight as they are, attempts to get financing are increasingly leading to frustration and disappointment for small and medium-sized business owners.
The need for simple and effective financing has tripled over the last decade, which is why more and more businesses are turning to factoring as a highly effective and viable source of funding to help meet their financial needs.
By selling credit-worthy invoices to Liquid Capital, businesses can acquire the working capital they need to fuel long-term growth and success. Thankfully, factoring is adaptable to a broad array of industries:
Client Case Studies
Money Solutions Inc. Business Financing Partners have helped so many businesses across North America grow and meet their new business objectives. The feedback we receive on our financial solutions and the quality of our hands-on client service is overwhelmingly positive. The following is just a quick snapshot of the success our business partners have realized.
$350,000 Factoring Line for Cellular Tower Construction:
This client had an immediate need for cash to sustain viability and to grow. The referring bank could not extend a line of credit. We were able to provide an expanding line of credit that not only kept the client in business, but allowed them to double their volume in less than three months.
$100,000 Factoring Line for Trucking Company:
This client was repeatedly exceeding their overdraft limit. The referring bank had discussed terminating their relationship if the issue was not resolved. We were able to provide a factoring line to make their account current. This solution provided much-needed working capital while preserving the banking relationship.
$100,000 Factoring Line for Printing Company:
This client was a prospect to the referring bank. The bank had the opportunity to secure new deposit accounts and believed that they would be able to extend a line of credit in a few months. We extended a factoring line as a bridge financing tool until the bank could put a line of credit in place.
$50,000 Factoring Line for Nurse Staffing Company:
This new but rapidly growing nurse staffing company had received authorization by the State of Tennessee to double their coverage in some areas. The company had been turning this business away, as they were struggling with hiring new personnel while having to wait the 45 days for payments from the state. Liquid Capital was able to step in and provide financing that would allow the company to accept these orders without having to worry about the slower payments and cash flow strain. The company can now focus on building and growing their business.
To find out if we have a financing option suited to your business needs speak with a Financial Solutions Specialist and simply fill out an Application Form now and find out if your business qualifies for financing.
Please feel free to contact us. We will get back to you with 1-2 business days. Or just call or email us now:
416-731-9055
hello@money-solutions.ca
