For homeowners across the globe, home equity lines of credit (HELOCs) have become a handy way of tapping into the value of their homes. However, when borrowing money against your home, it is always a good idea to be a little cautious about what you spend it on. As such, it usually isn’t a good...Read More

Property owners refinance their homes and commercial properties all the time. As your credit improves and you have built more equity into the property, it may make fiscal sense to refinance when interest rates dip low; the move can save you hundreds of dollars every year. On the other hand, sometimes refinancing a mortgage may...Read More

How do Reverse Mortgages Affect Canadian Heirs? For Canadian seniors, there is a great way to get the most out of the equity in their homes. Home prices tend to rise, and equity builds in the property. Homeowners can use their equity by accessing various types of home equity loans like home equity lines of...Read More

Mortgage Life After Separation and Divorce Separation and divorce present many challenges. It’s a situation you likely never thought you’d never be in, but now there are personal and financial consequences to handle. Most notably, one of the most significant challenges is dealing with a separation and divorce mortgage matter. Who gets the house? Should...Read More

When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options. However, the truth is that not everyone with a dream of owning a home qualifies for a traditional mortgage from these institutions. The good news is that there are private...Read More