Visit almost any financial site on the web, or watch nearly any daytime TV channel, and you’re likely to see advertisements promising that a consolidation loan can solve all your debt problems. There’s no doubt that consolidation can be an effective way out of financial difficulties, but there are very real dangers involved. Done badly,...Read More

Money management skills are important, no matter who you are. That’s because money doesn’t take care of itself — and if you don’t save, invest, and spend your money wisely, you’ll undoubtedly suffer for it. With that in mind, here are a few rules on money management to take to heart. 1. Know what you’re...Read More

Property investment is more challenging than ever due to a buoyant housing market in major cities and the rising cost of living. Many people are concerned they’ll never be in a position to buy a property, but the great news is there are several keys things you can do to get your foot on the...Read More

Savvy Spender: Simple, Smart Ways to Make the Most of Your Credit Cards With their vast array of special perks and member benefits, credit cards are an appealing financing option for modern consumers. Unfortunately, when left unchecked, credit card debt can easily spiral out of control, leaving cardholders with crushing financial obligations and a mountain...Read More

No matter who you are or what you do for a living, it can seem like your bank statements, credit card receipts, and other financial documents are burying you alive. If you are struggling under the weight of all that paperwork and looking for a way out, there are things you can do to simplify...Read More

Good credit is a necessity for acquiring many things in life. There are many important reasons for saying ‘yes’ to credit. Below are some of those reasons, as well as ways to get and build your credit so that it’s where you need it to be when you need a loan. It Follows You Everywhere...Read More

In today’s tech world, being victimized by hackers can leave you penniless if you have only one bank account. The following five situations demonstrate how a having a backup account can keep you safe financially – and help you budget, too. Security Accessing accounts using a phone can be very convenient, but mobile banking also leaves...Read More

It’s always a good idea to pay down your debt when you have extra cash on hand. However, as you get started, you will probably be faced with several types of debt you can work on, and it’s hard to know which is best. Your credit card has a maximum amount you can borrow and...Read More

Is Purchasing a New Home in Your Budget? If you’re throwing your hard-earned money away on rent each month, putting that same amount towards your own home could be an incredible advantage. However, it’s also imperative to consider whether you can afford the costs associated with a mortgage, property insurance and potential repairs that might...Read More

If you want to make it easier to get an auto loan, mortgage, or new credit card account, you need to maintain a good credit score. It’s easy to do so, particularly if you follow the tips presented here. Paying Your Bills on Time Even a single late payment can affect your credit score adversely,...Read More